My money management used to be appalling, I’ll be the first to admit it. I just enjoyed treating myself after payday and before I knew it, I was skint and I’d still have like two weeks until next pay day. But since actually putting some ‘rules’ into place to save for a mortgage, I have to say it has gotten better. Don’t get me wrong, I still enjoy the odd treat, but its all about knowing how much money you have to treat yourself and limiting yourself to not going overboard.
Here are a few things that have helped me along the way.